Direct-bank payment processing

Payment processing that keeps traditional businesses moving

Business-to-bank. Built to save.

Overnight settlement for most merchants.

Get a no-cost side-by-side processing comparison for your retail business, restaurant, professional service, or growing company. Cut over-inflated card fees and keep more of every sale.

Led by Jim Howe in Crossville, Tennessee.

Charge It USA direct-bank credit card processing solution

Stop wasting money in card fees.

A better processing partnership turns complicated costs into a clearer path forward.

Business owner and advisor comparing financial statements
Start with a clear view of your current processing statement.
01

Payments that fit the way you do business.

Accept the electronic payments your customers prefer with support built around your operation.

02

Your current contract is not a brick wall.

We often buy out provider contracts, so you can move forward without staying stuck in an expensive arrangement.

03

No middleman. No required contract with us.

Business-to-bank processing with direct relationships, overnight settlement for most merchants, and rates designed to compete.

Your processing partner should help your business make more from every payment.

A program for every business

Traditional business processing with a high-risk specialty division

From neighborhood shops and restaurants to professional services and larger organizations, we help businesses find a clearer, more competitive payment path. Need cannabis or CBD processing? Our specialty team is ready to help.

We have specialty divisions tailored for regulated industries.

Explore high-risk processing
Specialty retail checkout counter with card payment terminal

Let’s talk numbers

Contact Us

Got a question? Drop us a line!

Charge It USA branded direct-bank card

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